Traffic fines in Portugal: amounts, licence points and how to pay
A Portuguese traffic fine is rarely just the money: depending on its gravity, the offence also subtracts points from the driving licence and can bring months of a driving ban. This guide explains the three offence classes of the Código da Estrada, the speeding table, the points system and what changes when you pay the minimum or file a defence.
TL;DR
The Código da Estrada splits road offences into minor, serious and very serious. For speeding, the fine runs from €60 to €2,500 depending on the excess, the place and the vehicle (article 27.º). A serious offence subtracts 2 licence points (3 for alcohol or phone use) and carries a driving ban of 1 month to 1 year; a very serious one subtracts 4 points (5 for alcohol) with a ban of 2 months to 2 years. The licence starts with 12 points: at 5 or 4 a training course is mandatory, at 3 or fewer the theory exam is retaken and at 0 the licence is revoked. Paying the minimum within 15 working days closes minor cases; for serious and very serious ones the case continues just for the accessory sanction.
Minor, serious or very serious: the three offence classes
Almost every breach of the Portuguese highway code (Código da Estrada) is an administrative road offence, a contraordenação, processed by the road-safety authority ANSR (the worst behaviour, such as driving with 1.2 g/l of blood alcohol or without a licence, is a crime and goes to court). The offence's class decides what is at stake1:
| Class | What you pay | Licence points | Driving ban |
|---|---|---|---|
| Minor (leve) | Only the fine | None | None |
| Serious (grave, article 145.º) | Fine | 2 (3 for alcohol and phone use) | 1 month to 1 year |
| Very serious (muito grave, article 146.º) | Fine | 4 (5 for alcohol) | 2 months to 2 years |
The fine (coima) is the money; the accessory sanction of a driving ban (inibição de conduzir) and the point subtraction belong to serious and very serious offences, and they do not disappear just because the fine is paid quickly.
What speeding costs
The article 27.º, n.º 2 table sets four fine brackets, the same for everyone; what changes is the excess that falls in each bracket, by place and vehicle. For a car or motorcycle1:
| Excess inside localities | Excess outside localities | Fine | Class |
|---|---|---|---|
| Up to 20 km/h | Up to 30 km/h | €60 to €300 | Minor |
| 20 to 40 km/h | 30 to 60 km/h | €120 to €600 | Serious |
| 40 to 60 km/h | 60 to 80 km/h | €300 to €1,500 | Very serious |
| More than 60 km/h | More than 80 km/h | €500 to €2,500 | Very serious |
For other motor vehicles (heavy vehicles, tractors) the steps are tighter: 10, 20 and 40 km/h inside localities and 20, 40 and 60 km/h outside. Motorways, expressways and national roads all count as "outside localities".
Two details drivers often get wrong. First, the speed that counts is not the radar reading: it is the considered speed, after the equipment's maximum admissible error is deducted (around 5 to 7 km/h up to 100 km/h and 5% to 7% above that)4. Second, the steps outside localities are more forgiving: 120 km/h on a road limited to 90 is still a minor offence, while 90 km/h in a 50 km/h locality is already a serious one.
To pin down your own case, use the speeding fine calculator: it shows the fine, the points and the ban for any speed, limit and vehicle.
The points licence: how it works
Since 2016 the Portuguese driving licence runs on points: every driver starts with 12 points, and offences subtract them1:
- serious offence: 2 points (3 if it involves driving under the influence of alcohol, using a phone or similar device at the wheel, or overtaking at pedestrian crossings);
- very serious offence: 4 points (5 for alcohol or psychoactive substances);
- road crime: 6 points.
Accumulation has cascading consequences: at 5 or 4 points the driver must attend a road-safety training course; at 3, 2 or 1 the theory driving exam must be retaken; at 0 points the licence is revoked, with a new one only possible after 2 years. In the other direction, every 3-year period without serious or very serious offences and without road crimes gives back 3 points, up to a maximum of 15; voluntary training at licence renewal can take it to 16.
Points can be checked on the Portal das Contraordenações or in the IMT driver area2.
Alcohol, phones and the other common fines
Speeding is the most enforced offence, but the heavy fines do not stop there1:
- Alcohol: between 0.5 and 0.8 g/l of blood alcohol, a fine of €250 to €1,250 (serious, 3 points); between 0.8 and 1.2 g/l, €500 to €2,500 (very serious, 5 points); from 1.2 g/l it is a crime, punishable with up to 1 year in prison and 6 points. For drivers on probation (licensed for under 3 years) and professional drivers, the limit drops to 0.2 g/l.
- Phone at the wheel: using or handling a phone or another device while driving costs €250 to €1,250 and subtracts 3 points (serious). A hands-free system or a single-ear earpiece is the legal exception.
- Excessive speed for the conditions (article 24.º): even inside the limits, driving too fast for the rain, the traffic or the road is a separate offence, serious when it creates danger.
Pay the fine or file a defence
After the notice you have 15 working days to pick one of two paths1:
- Pay voluntarily at the bracket minimum, by Multibanco with the ticket's reference, on the Portal das Contraordenações or at a counter. For a minor offence, payment closes the case. For a serious or very serious one, the case continues restricted to the accessory sanction: the driving ban and the points are still decided (article 172.º, n.º 4).
- File a defence, on the portal or in writing, with facts and evidence. A final decision can still be challenged in court.
For a serious offence, the driving ban's execution can be suspended when the driver has no road crimes and no serious or very serious offences on record in the last 5 years, possibly conditional on training or a bond of €500 to €5,000 (article 141.º). It is the escape valve designed for the first slip of a driver with a clean record.
Not ignoring the notice is rule number one: with no payment and no defence, the amount stops being the minimum and the fine moves to enforced collection, with costs. And beware of scams: ANSR does not collect fines by email or by SMS with payment links3.
Checking fines and points
Pending cases and history are checked on the ANSR Portal das Contraordenações, with gov.pt authentication or the digital mobile key2. Licence points show on the same portal and in the IMT driver area. If you drive often, it is worth checking once a year: notices can get lost, and points only come back with a clean record.
Fines are only one part of the cost of running a car: see also the fuel cost calculator and the IUC car tax calculator for the full picture.
Common mistakes
Assuming that paying the fine always closes the case
Voluntary payment at the minimum only closes minor offences. For a serious or very serious one, the case continues restricted to the accessory sanction: the driving ban and the point subtraction are still decided (article 172.º, n.º 4 of the Código da Estrada). Paying early locks in the minimum fine; it does not avoid the ban.
Applying the same excess steps inside and outside localities
The steps differ: for a car, speeding is serious above 20 km/h over the limit inside localities but only above 30 km/h outside; and very serious above 40 km/h inside versus 60 km/h outside. Doing 120 km/h on a road limited to 90 is still a minor offence; 90 km/h in a 50 km/h locality is already serious (articles 27.º, 145.º and 146.º).
Confusing the radar reading with the speed that counts
The fine is set on the considered speed: the recorded speed minus the equipment's maximum admissible error (around 5 to 7 km/h up to 100 km/h and 5% to 7% above that, under Portaria n.º 352/2023). The ticket states both values.
Treating licence points like fines
Points are not paid off with the fine: they are subtracted per serious offence (2, or 3 for alcohol and phone use) and very serious offence (4, or 5 for alcohol), and recovered at 3 points per 3 clean years, up to a maximum of 15. It is the accumulation that triggers mandatory training, the theory re-exam and, at 0 points, the licence revocation (article 148.º).
Ignoring the notice hoping the fine lapses
Neither paying nor defending within the deadline makes things worse: the case proceeds, the amount stops being the minimum and an unpaid fine moves to enforced collection with costs. Within 15 working days of the notice, pick one path: pay the minimum or file a defence on the Portal das Contraordenações or in writing.
Frequently asked questions
How much is a speeding fine in Portugal?
How many points does a Portuguese driving licence have and how many are lost?
What happens when you run low on points?
How do you pay a traffic fine in Portugal?
Is it worth contesting a fine?
How do you check fines and licence points?
Related reading & calculators
Sources
- 1.Código da Estrada (consolidated): articles 27.º, 81.º, 84.º, 145.º to 148.º and 172.º · Procuradoria-Geral Distrital de Lisboa · retrieved 4 Aug 2026
- 2.Portal das Contraordenações Rodoviárias · ANSR · retrieved 4 Aug 2026
- 3.Autoridade Nacional de Segurança Rodoviária (enforcement and the points system) · ANSR · retrieved 4 Aug 2026
- 4.Portaria n.º 352/2023, of 14 November (metrological control of speed cameras) · Diário da República · retrieved 4 Aug 2026
Author / Reviewed by
Author
Thorben Rasmus Idel
Co-founder & writer
Co-founder of Calculadora Capital and the writer behind the methodology on every calculator and article. An entrepreneur and active investor, Thorben founded Idel Versandhandel GmbH, an international trading company operating across 16 countries, and invests across stocks, ETFs and cryptocurrency. He writes the methodology and verifies the math behind each page, drawing on hands-on business and investing experience to keep the tools and explanations grounded in how money, markets and taxes actually work for everyday people in Portugal.
Reviewed by
Nahar Geva
Co-founder & reviewer
Co-founder of Calculadora Capital and the independent reviewer behind every calculator and article. An entrepreneur and active investor, Nahar brings a data- and product-driven mindset together with hands-on experience in the markets, investing across stocks and ETFs as well as cryptocurrency and other digital assets, alongside broader personal finance and real estate. On each page Nahar reviews the methodology and double-checks the math and figures, pressure-testing how the tools and explanations hold up against the way money, markets and taxes actually work for everyday investors.
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