Tax Calculators
Simple, free tools to estimate everyday taxes in Portugal: from vehicle tax to capital gains.
IRS Calculator (Portuguese Income Tax)
How much IRS do you pay on your income? This calculator applies the 2026 IRS brackets (mainland Portugal) to your taxable income and shows the tax (coleta), your effective average rate and the bracket you fall into. Choose individual or joint taxation (the family quotient) and see, step by step, how the tax is reached.
Open calculator →IRS Tax Deduction Calculator (Portugal)
How much can your expenses cut from your Portuguese income tax (IRS)? This calculator adds up the main deductions from the IRS coleta, general invoices, health, education, nursing homes, alimony and domestic work, applying each category cap and the global ceiling that depends on your income. Enter your taxable income and the household expenses to see the total deduction.
Open calculator →IFICI Calculator: Portugal’s NHR 2.0 Regime
The IFICI is the tax regime that replaced Portugal’s Non-Habitual Resident (NHR) status for newcomers: it taxes employment income from eligible activities at 20% for 10 years. Enter your gross annual income and compare the IRS at the 20% rate with what you would pay under the general regime.
Open calculator →Former-Resident Tax Relief Calculator
The Programa Regressar tax benefit excludes half the salary of anyone moving back to Portugal after five years abroad from income tax, for five years. Enter your gross annual salary and the year you became a resident again to see the tax with and without the article 12.º-A regime.
Open calculator →Portuguese Income Tax Calculator for People with Disabilities
With a certified incapacity of 60% or more, Portuguese income tax changes twice: part of your income is never taxed, and a credit cuts the tax itself. See what that is worth a year.
Open calculator →Rental Income Tax Calculator
A landlord wondering how much IRS your rents pay? This calculator estimates the autonomous taxation of Category F income: it applies your contract’s rate to the net income (the rents you receive minus the expenses you can deduct) and shows what you keep.
Open calculator →Rent Receipt Calculator
Issued the rent receipt and wondering how much is really yours? The rent reaches you in full, but you pay IRS on it later. This calculator spreads the Category F tax and the deductible expenses across the months to show what is left, on average, from each receipt and how much to set aside for the taxman.
Open calculator →IVA Calculator (Portuguese VAT)
Want to know how much VAT (IVA) is in a price, or what something costs without VAT? This calculator adds or removes Portuguese VAT from the amount you enter, at the rate you choose (standard, intermediate or reduced) and for your region. See the net amount, the VAT and the gross amount side by side.
Open calculator →Portuguese VAT Exemption Calculator
The article 53.º exemption of the Portuguese VAT code relieves small businesses from charging VAT. Enter what you invoiced last year and this year to see whether you are still exempt.
Open calculator →IMT and Stamp Duty Calculator (Portugal)
How much tax will you pay when buying a home in Portugal? This calculator works out both taxes due at the deed, the property transfer tax (IMT) and the acquisition stamp duty, from the deed price (or the VPT, if higher) and the property use.
Open calculator →IMT Jovem Calculator (young buyers’ tax exemption)
Are you under 35 and buying your first home in Portugal? IMT Jovem exempts you from both the IMT (property transfer tax) and the acquisition Stamp Duty. This calculator shows how much you save: the exemption is full up to €330,539, partial between that and €660,982, and disappears above it. Enter the purchase value (or the VPT, if higher) to see the saving.
Open calculator →Stamp Duty Calculator (Portuguese Imposto do Selo)
How much Stamp Duty (Imposto do Selo) do you pay when buying a home in Portugal? You pay it twice: 0.8% on the purchase value and, if you take a mortgage, 0.5%–0.6% on the loan amount. This calculator estimates both parts and the total, from the deed price (or the VPT, if higher) and the credit.
Open calculator →Gift Tax Calculator (Portuguese Imposto do Selo on gifts)
How much tax do you pay on a gift in Portugal? Gifts pay Stamp Duty (Imposto do Selo): 10% on the gifted value (item 1.2 of the General Table). But a spouse, children, grandchildren, parents and grandparents are exempt from that 10%. A gift of real estate also pays 0.8% (item 1.1) on the VPT, even to those family members. This calculator estimates the duty from the value, the type of asset and who receives the gift.
Open calculator →IMI Calculator (Portuguese Property Tax)
How much IMI will you pay this year? This calculator estimates Portugal's annual municipal property tax (IMI) from your property's taxable value (VPT) and your municipality's rate, applying the family deduction where relevant. See the amount, how many instalments it is paid in and how it is reached.
Open calculator →IMI Exemption Calculator
Not everyone pays IMI on the home they live in: Portuguese law provides two exemptions for the main permanent residence. One is permanent, for households with low income and little property; the other lasts 3 years and protects those who buy or build a first home within certain limits. This calculator checks both at once, from the home’s taxable value, the household’s income and your municipality’s rate, and shows how much IMI you stop paying each year.
Open calculator →AIMI Calculator (Portuguese Additional Property Tax)
How much AIMI do you pay each year? This calculator estimates Portugal’s additional municipal property tax (AIMI) from the total VPT of your residential urban buildings and building land. Enter the total value and whether you are an individual or a couple under joint taxation: see the AIMI due, the deduction, the brackets and the effective rate.
Open calculator →Taxable Property Value (VPT) Calculator
The valor patrimonial tributário (VPT) is the value the Portuguese tax authority assigns to a property, and it is what IMI (the annual property tax), the IMT and Stamp Duty on a purchase and the AIMI surcharge are charged on. This calculator applies the official valuation formula of CIMI article 38 to a dwelling, using the 2026 base value (€712.50/m²): copy the areas from the caderneta predial, set the location, quality and age, and see the estimated VPT with every step of the math.
Open calculator →IUC Calculator (Portuguese Road Tax)
How much IUC will you pay this year? This calculator estimates Portugal's annual vehicle circulation tax (IUC) for Category B light passenger cars (first registered from July 2007), based on engine displacement, CO₂ emissions, the year of first registration and the fuel. See the amount and how it is reached, component by component.
Open calculator →ISV Calculator (Portuguese Vehicle Tax)
Importing a car into Portugal, or registering a new one? The ISV is almost always the biggest slice of the bill. This calculator estimates Portugal's one-off vehicle tax for light passenger cars (Table A) from engine displacement, CO₂ emissions (WLTP) and fuel, already including the time-in-use reduction that applies to imported used cars.
Open calculator →Capital Gains Tax Calculator
Sold shares, ETFs or funds at a profit? Work out the capital gain and the IRS tax due: the autonomous rate is 28% on the gain. Enter the purchase value, the sale value and your costs to see, in seconds, how much you keep after tax.
Open calculator →Property Capital Gains Tax Calculator
Sold (or about to sell) a home at a profit? This calculator estimates the capital gain and the IRS due under the rules for property: it adjusts the purchase price for inflation, deducts your costs and renovations, and taxes only 50% of the gain at IRS rates.
Open calculator →Inherited Property Capital Gains Calculator
When you sell a house you inherited, Portuguese tax does not start from what your parents paid for it. It starts from the property’s tax value on the date of death. See what is left after tax, with your share and the costs you can deduct.
Open calculator →Usufruct and Bare Ownership Value Calculator
When a property is split between the person who uses it and the person who owns the root, the two values are not agreed between the parties: they come from a statutory table driven by the usufructuary’s age. See what each part is worth and the tax at each of the two moments.
Open calculator →Portuguese Surface Right Value
Portuguese tax law splits a property’s value between the owner of the building and the owner of the land.
Open calculator →Inheritance Share Calculator
Enter the value of the estate and who survived the deceased. The calculator divides the estate under the rules of intestate succession, shows the reserved portion (the share the law keeps for forced heirs, which not even a will can dispose of) and the disposable portion, which the deceased was free to leave to anyone.
Open calculator →Capital Gains Reinvestment Calculator
Selling the home you live in and buying another one to live in is the case where Portuguese law forgives the IRS on the capital gain: the reinvestment exclusion of article 10 of the IRS Code. What most people get wrong is the base of the calculation: it is not enough to reinvest the gain, you must reinvest the sale value minus the mortgage repaid on the home sold, and whatever is paid with a new loan does not count. This calculator shows how much you must reinvest to be fully exempt, what part of the gain is excluded if you reinvest less, and how much IRS you save compared with not reinvesting.
Open calculator →Capital Gains Exemption Over 65
From 65, or once retired, you do not need to buy another house: you can apply the sale proceeds into a retirement product and pay no IRS on the gain.
Open calculator →Crypto Tax Calculator (Portugal)
How much IRS do you pay when you sell crypto in Portugal? Enter the purchase value, the sale value, the fees and how many days you have held the crypto, and the calculator shows the gain, whether it is exempt (365 days or more) or taxed at 28%, the tax due and the net gain.
Open calculator →Dividend Tax Calculator (Portugal)
Dividends are taxed at a flat 28% by default, but you can opt for aggregation (englobamento) and, for companies in Portugal or the EU, only half counts. Enter the gross dividends for the year, your marginal IRS rate and where the company is based, and the calculator compares the tax by each route and shows which one pays off.
Open calculator →Foreign Tax Credit Calculator (Portugal)
Received dividends, interest or capital gains from outside Portugal with tax already withheld there? Article 81.º of the Portuguese income tax code credits that tax against your IRS, but only up to two limits. Enter the gross income, what was withheld and the treaty cap: the calculator shows the credit, what you still owe here and, above all, why any uncredited part is uncredited.
Open calculator →Late-Payment Interest Calculator (Portuguese Juros de Mora)
How much late-payment interest (juros de mora) can you charge, or do you owe, on an overdue payment? In 2026 the rate is 4% for civil debts, 10.40% for commercial transactions between businesses (second half of the year) and 7.221% for tax debts to the State. Choose the regime (the rate is pre-filled), enter the amount owed and the days late, and this calculator estimates the interest and the total to pay.
Open calculator →Customs Duties Calculator (Portugal)
What a parcel bought outside the European Union really costs to receive in Portugal. Enter the value of the goods and the shipping: the calculator separates the customs duty from the VAT and shows the total due on arrival.
Open calculator →Portuguese NIF Validator
Type nine digits to check a Portuguese tax number, or eight to get the digit that completes it.
Open calculator →
See all calculator categories →
About tax calculators
Tax calculators help you estimate what you will owe from official tables and rules: your car’s IUC, capital gains tax and, soon, more. They are educational estimates for understanding orders of magnitude; they do not replace your tax return or professional advice. Each calculator shows the formula it uses, cites its sources and links to the article that goes deeper.
Learn
- How is IRS calculated? →
- How IRS deductions work →
- IFICI: Portugal’s new NHR 2.0 regime →
- Programa Regressar: the tax break for returning to Portugal →
- Portugal’s disability certificate and its tax benefits →
- How rental income is taxed →
- Electronic rent receipts in Portugal →
- How is VAT (IVA) calculated? →
- Portugal’s VAT exemption: article 53.º explained →
- Customs clearance: what a parcel from outside the EU costs →
- How is IMT calculated? →
- What is IMT Jovem? →
- What is Stamp Duty (Imposto do Selo)? →
- How gifts are taxed in Portugal →
- Capital gains on an inherited home →
- Usufruct and bare ownership: what each part is worth →
- Surface rights: building on someone else’s land →
- Forced heirs in Portugal: the reserved and disposable portions →
- How is IMI calculated? →
- IMI exemption: who qualifies →
- What is AIMI? →
- How the taxable value (VPT) is calculated →
- How is IUC calculated? →
- How is ISV calculated? →
- What are capital gains? →
- How to report capital gains on IRS →
- Capital gains on selling a property →
- Reinvesting home-sale gains: pay no IRS →
- Capital gains exemption over 65 →
- How is crypto taxed in Portugal? →
- How dividends are taxed in Portugal →
- Double-taxation treaties: what you get back →
- Foreign brokers and IRS →
- How funds and ETFs are taxed →
- What is late-payment interest? →
- The Portuguese NIF: what its nine digits tell you →
The calculators provide educational estimates and do not constitute tax or financial advice.