Calculadora CapitalYour money,
in numbers.
153 calculators and 157 guides for people living in Portugal, built on the official rates with the formula in plain sight. No sign-up, nothing to sell.
- Official sources cited
- No sign-up
153
calculators
157
guides
16
topics
Try it
Drag the numbers. The result updates as you go.
Save €150 a month, for 20 years, at 5 % a year, and you end up with
Drag the numbers to adjust
€61,655
Gross estimate, before tax and inflation. Not financial advice.
Pick a topic
From salary to retirement, from your home to your taxes. Each topic gathers the calculators and the guides that explain them.
Investment13 calculators
Tax35 calculators
Mortgage5 calculators
Consumer Credit3 calculators
Salary & Work49 calculators
Retirement11 calculators
Social Support10 calculators
Business7 calculators
Pricing & Margin3 calculators
Financial Math1 calculator
Currency & Exchange1 calculator
Car5 calculators
Renting3 calculators
Condominium1 calculator
Legal Cost3 calculators- Insurance3 calculators
Start with one of these
A selection to get you started, from saving to salary, taxes and your home.
- InvestmentCompound Interest CalculatorCompound interest is interest that earns interest on the interest already accrued. Work out the final value in euros, with monthly top-ups, and also what is left after the Portuguese 28% tax and inflation.Calculate →
- Salary & WorkNet Salary Calculator: PortugalHow much do you actually take home? This calculator starts from your gross salary and removes the two mandatory charges every Portuguese employee pays (Social Security (11%) and IRS income tax) to estimate your net salary, monthly and yearly. Choose 12 or 14 payments (with the subsídios) and see, step by step, how the figure that reaches your account is reached.Calculate →
- TaxIRS Calculator (Portuguese Income Tax)How much IRS do you pay on your income? This calculator applies the 2026 IRS brackets (mainland Portugal) to your taxable income and shows the tax (coleta), your effective average rate and the bracket you fall into. Choose individual or joint taxation (the family quotient) and see, step by step, how the tax is reached.Calculate →
Compound Interest CalculatorSavings CalculatorSavings Certificates CalculatorInflation CalculatorIRR & NPV Calculator50/30/20 Household Budget CalculatorEmergency Fund CalculatorIRS Tax Deduction Calculator (Portugal)IFICI Calculator: Portugal’s NHR 2.0 RegimePortuguese Income Tax Calculator for People with DisabilitiesRent Receipt CalculatorPortuguese VAT Exemption CalculatorIMT Jovem Calculator (young buyers’ tax exemption)Gift Tax Calculator (Portuguese Imposto do Selo on gifts)IMI Exemption CalculatorTaxable Property Value (VPT) CalculatorISV Calculator (Portuguese Vehicle Tax)Property Capital Gains Tax CalculatorUsufruct and Bare Ownership Value CalculatorInheritance Share CalculatorCapital Gains Exemption Over 65Dividend Tax Calculator (Portugal)Foreign Tax Credit Calculator (Portugal)Customs Duties Calculator (Portugal)Mortgage Payment Calculator (Portugal)TAEG (APRC) Calculator: PortugalMortgage Life Insurance in PortugalCar Loan Calculator (Portugal)Net Salary Calculator: PortugalMinimum Wage Calculator (Portugal 2026)IRS Withholding Tax CalculatorIRS Jovem Calculator: Portugal’s Young-Worker Tax ReliefProductivity Bonus Tax CalculatorRecibos Verdes Calculator: Portugal Self-Employed TaxIRS Payments on AccountDomestic Worker Social Security CalculatorVoluntary Social Insurance CalculatorAbono de Família Calculator 2026: Portugal Child BenefitDisability Supplement to Child Benefit CalculatorNight Work Pay CalculatorCompound Interest CalculatorSavings CalculatorSavings Certificates CalculatorInflation CalculatorIRR & NPV Calculator50/30/20 Household Budget CalculatorEmergency Fund CalculatorIRS Tax Deduction Calculator (Portugal)IFICI Calculator: Portugal’s NHR 2.0 RegimePortuguese Income Tax Calculator for People with DisabilitiesRent Receipt CalculatorPortuguese VAT Exemption CalculatorIMT Jovem Calculator (young buyers’ tax exemption)Gift Tax Calculator (Portuguese Imposto do Selo on gifts)IMI Exemption CalculatorTaxable Property Value (VPT) CalculatorISV Calculator (Portuguese Vehicle Tax)Property Capital Gains Tax CalculatorUsufruct and Bare Ownership Value CalculatorInheritance Share CalculatorCapital Gains Exemption Over 65Dividend Tax Calculator (Portugal)Foreign Tax Credit Calculator (Portugal)Customs Duties Calculator (Portugal)Mortgage Payment Calculator (Portugal)TAEG (APRC) Calculator: PortugalMortgage Life Insurance in PortugalCar Loan Calculator (Portugal)Net Salary Calculator: PortugalMinimum Wage Calculator (Portugal 2026)IRS Withholding Tax CalculatorIRS Jovem Calculator: Portugal’s Young-Worker Tax ReliefProductivity Bonus Tax CalculatorRecibos Verdes Calculator: Portugal Self-Employed TaxIRS Payments on AccountDomestic Worker Social Security CalculatorVoluntary Social Insurance CalculatorAbono de Família Calculator 2026: Portugal Child BenefitDisability Supplement to Child Benefit CalculatorNight Work Pay Calculator
Simple Interest CalculatorTerm Deposit CalculatorTreasury Certificates Calculator (Portugal)Investment Return CalculatorFIRE & Financial Independence CalculatorDividend & Yield CalculatorIRS Calculator (Portuguese Income Tax)Minimum Subsistence AllowanceFormer-Resident Tax Relief CalculatorRental Income Tax CalculatorIVA Calculator (Portuguese VAT)IMT and Stamp Duty Calculator (Portugal)Stamp Duty Calculator (Portuguese Imposto do Selo)IMI Calculator (Portuguese Property Tax)AIMI Calculator (Portuguese Additional Property Tax)IUC Calculator (Portuguese Road Tax)Capital Gains Tax CalculatorInherited Property Capital Gains CalculatorPortuguese Surface Right ValueCapital Gains Reinvestment CalculatorCrypto Tax Calculator (Portugal)Life Insurance Redemption TaxLate-Payment Interest Calculator (Portuguese Juros de Mora)Portuguese NIF ValidatorDebt-to-Income (Taxa de Esforço) Calculator, PortugalEarly Mortgage Repayment Calculator: PortugalPersonal Loan Calculator (Portugal)Debt Consolidation Calculator (Portugal)Gross Salary CalculatorSocial Security Contributions Calculator (TSU)IRS Refund CalculatorPortuguese Graduate Salary Premium CalculatorWage Garnishment CalculatorSimplified or Organised?Self-Employed Social Security Calculator (Portugal)Portuguese Lawyers Social SecurityAto Isolado Calculator (One-Off Invoice)Abono Pré-Natal Calculator 2026: Portugal Prenatal AllowanceOvertime Pay Calculator 2026: Portugal (Horas Extra)Public Holiday Pay CalculatorSimple Interest CalculatorTerm Deposit CalculatorTreasury Certificates Calculator (Portugal)Investment Return CalculatorFIRE & Financial Independence CalculatorDividend & Yield CalculatorIRS Calculator (Portuguese Income Tax)Minimum Subsistence AllowanceFormer-Resident Tax Relief CalculatorRental Income Tax CalculatorIVA Calculator (Portuguese VAT)IMT and Stamp Duty Calculator (Portugal)Stamp Duty Calculator (Portuguese Imposto do Selo)IMI Calculator (Portuguese Property Tax)AIMI Calculator (Portuguese Additional Property Tax)IUC Calculator (Portuguese Road Tax)Capital Gains Tax CalculatorInherited Property Capital Gains CalculatorPortuguese Surface Right ValueCapital Gains Reinvestment CalculatorCrypto Tax Calculator (Portugal)Life Insurance Redemption TaxLate-Payment Interest Calculator (Portuguese Juros de Mora)Portuguese NIF ValidatorDebt-to-Income (Taxa de Esforço) Calculator, PortugalEarly Mortgage Repayment Calculator: PortugalPersonal Loan Calculator (Portugal)Debt Consolidation Calculator (Portugal)Gross Salary CalculatorSocial Security Contributions Calculator (TSU)IRS Refund CalculatorPortuguese Graduate Salary Premium CalculatorWage Garnishment CalculatorSimplified or Organised?Self-Employed Social Security Calculator (Portugal)Portuguese Lawyers Social SecurityAto Isolado Calculator (One-Off Invoice)Abono Pré-Natal Calculator 2026: Portugal Prenatal AllowanceOvertime Pay Calculator 2026: Portugal (Horas Extra)Public Holiday Pay Calculator
How it works
- 1
Choose a calculator
Pick the topic and the right tool for your question, across the categories.
- 2
Enter your numbers
Fill in the fields. The result updates as you type, with no buttons and no sign-up.
- 3
See the result and the formula
Each page shows the calculation, the official sources and a guide that goes deeper.
Learn the concepts
Each calculator links to a guide that explains the concept in plain language: what compound interest is, how IRS is calculated or how Euribor works. 157 guides, reviewed and dated.
See all guidesWhy you can trust the numbers
Tested formulas
the math lives in functions with automated tests, not hand-written text.
Official sources
every rate or rule cites its source, such as the Autoridade Tributária, Banco de Portugal or Segurança Social.
Dates in plain sight
each page shows when it was published, updated and reviewed.
No advice
these are educational estimates, not investment recommendations.
Start understanding your money.
Explore the calculatorsFree. No sign-up. Sources cited on every page.