Disclosure

How we are funded

Today we earn no commission on any of the financial products we compare. Every link to a bank, broker or insurer points at the product’s official page and is marked nofollow. No provider pays us to appear, to rank higher, or to be described in a particular way.

This may change. If we begin earning affiliate commission, three things happen at once rather than one at a time: each affected page says so at the top, before the comparison; the links become marked as sponsored; and this page is updated. There will be no window in which we earn money without saying so.

What a commission never buys

The order of a comparison follows only the criteria published on the page itself, always visible above the table. A commission does not change the order, remove a weakness, add a strength, or stop us publishing a cost the provider would rather not see highlighted.

No provider sees, approves or reviews what we write about it before publication. The figures come from each product’s official documentation (fee schedules, prospectuses and commission tables), and every page names the source and the date it was verified.

What we do not do

We are not a financial intermediary, we are not a tied agent of any provider, and we represent none of them. We do not open accounts, take money from readers, transmit orders, or have access to anyone’s account.

We give no investment recommendations and no personal advice. Our comparisons are general information addressed to the public at large, not a suggestion about what suits you. Nor do we collect your data to pass to third parties: the calculators run in your browser and we operate no lead-capture forms.

Leveraged products and CFDs

Some brokers we describe sell CFDs: leveraged contracts for difference in which the investor never owns the underlying asset. We do not promote CFD trading and we publish no content designed to lead anyone into it.

Where a page mentions a broker that sells CFDs, it displays the standardised risk warning, carrying that provider’s own published percentage of retail investor accounts that lose money, above the comparison and above any link to that broker’s site.

Corrections

If you find a figure that is wrong or out of date, we want to know: on a page about money a wrong rate is an error to fix quickly, not a detail. Contact the entity shown at the bottom of this page.