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Prenatal family allowance in Portugal: who qualifies, 2026 amounts and how to claim

From the 13th week of pregnancy, Portuguese Social Security pays a monthly benefit to help with the extra costs of pregnancy: the abono de família pré-natal. This guide explains who qualifies, how the income bracket is worked out, how much you receive in 2026 (including twins and single-parent households), when payments start and stop, and how to claim, now also automatically through SNS 24.

6 min readReviewed By Thorben Rasmus IdelReviewed by Nahar Geva

TL;DR

The abono de família pré-natal is Social Security's monthly benefit for pregnant women, paid from the month after the 13th week of pregnancy until the birth month (at least 6 months). It is means-tested: the household must sit within the first four income brackets and hold no more than 240 × IAS in financial assets. In 2026 the monthly amount per baby is €190.98 (1st bracket), €161.65 (2nd), €132.07 (3rd) or €88.43 (4th); twins double it and single-parent households get 35% more (the prenatal increase is 35%, not the child benefit's 50%). A claim made in 2026 is assessed on 2025 income, and the unborn baby already counts in the bracket calculation.

What the prenatal allowance is

The abono de família pré-natal (prenatal family allowance) is a monthly Social Security benefit paid to pregnant women from the 13th week of pregnancy, to help with the extra costs of pregnancy1. It works as an early start of the child benefit: for the purposes of the calculation, the unborn baby is treated as if it were already part of the household.

Unlike the parental leave benefit, which replaces your salary during leave after the birth, the prenatal allowance does not depend on contributions or an employment contract: it depends on the household's income. It is a means-tested benefit, and that is what decides who receives it and how much.

Who qualifies

You qualify if you meet all of these conditions1:

  • you have reached the 13th week of pregnancy;
  • you live in Portugal or are treated as a resident;
  • the household sits within the first four income brackets (the 5th receives nothing);
  • the household does not hold, on the claim date, financial assets (deposits, shares, bonds, savings certificates and funds) above 240 × IAS, i.e. €128,911.20 in 202614.

You do not need to be employed or have a contribution record: a student or an unemployed person can receive it, as long as the household passes the means test.

How the bracket is worked out

The bracket comes from the reference income, in four steps1:

  1. add the annual income of everyone in the household;
  2. count the children and young people on the child benefit, plus the babies expected, plus 1;
  3. divide the income by that number;
  4. the result gives the bracket, from 1 to 5.

A detail almost everyone gets wrong: a claim made in 2026 uses the household's 2025 income, compared against limits computed on the 2025 IAS (€522.50), not the 2026 one1. The limits per bracket are:

BracketReference income (2026 claims)
1stup to €3,657.50
2ndover €3,657.50 up to €7,315.00
3rdover €7,315.00 up to €12,435.50
4thover €12,435.50 up to €18,287.50
5thabove €18,287.50 (no allowance)

Counted income includes employment income (with holiday and Christmas bonuses), business and professional income, capital and property income, pensions (including alimony) and social benefits, except family, disability and dependency benefits1. Income earned by young people during school holidays does not count, nor does that of working students up to age 27 earning up to 14 × the national minimum wage per year (€12,880 in 2026)1.

How much you receive in 2026

The monthly amount depends only on the bracket and the number of babies12:

Bracket1 babyTwinsTriplets
1st€190.98€381.96€572.94
2nd€161.65€323.30€484.95
3rd€132.07€264.14€396.21
4th€88.43€176.86€265.29

These are the same amounts as the child benefit for a child up to 36 months, updated every year by the same portaria2.

When a single adult is responsible for the household's children (the pregnant woman lives alone or only with children and young people), a 35% single-parent increase applies, rounded on the final value1: one baby becomes €257.82 (1st bracket), €218.23 (2nd), €178.29 (3rd) or €119.38 (4th) per month. Careful: on the child benefit the single-parent increase is 50%; on the prenatal allowance it is 35%, and many websites mix the two up.

The prenatal allowance calculator does these sums to the cent: it shows the bracket, the monthly amount with twins and the increase, and the total over the typical 6 months.

When it starts and how long it lasts

You start receiving in the month after the one in which you reach the 13th week of pregnancy. If you become pregnant in early March and reach week 13 at the end of May, the first payment is June's1.

The duration depends on when the baby arrives1:

  • birth at 40 weeks or later: paid until the birth month inclusive, which can exceed 6 months;
  • premature birth: 6 months are paid;
  • interruption of the pregnancy (voluntary or miscarriage): paid until the month of the interruption inclusive, and Social Security must be informed within 10 days.

After the birth, the support continues in another form: the child benefit for children and young people, claimed with the baby's registration and with its own amounts by age.

How to claim

There are three routes1:

  • Automatic: the health professional issues the pregnancy certificate from 13 weeks; on the SNS 24 portal or app, the pregnant woman authorises sharing it with Social Security; if the conditions are met, an award proposal arrives in the Segurança Social Direta message box, which only needs to be accepted within the deadline.
  • Segurança Social Direta: Família > Gravidez > Abono de Família Pré-Natal menu.
  • Social Security desk: with form RP 5045 and the medical certification of the pregnancy stage (form GF 44). If you claim the prenatal allowance together with the child benefit, after the birth, the GF 44 is not needed.

What it stacks with

The prenatal allowance stacks with the child benefit for other children, the disability bonus, study grants, the dependency supplement, survivor, orphan and disability pensions, the Social Inclusion Benefit and the Social Integration Income (RSI), among others1.

It does not stack with the Solidarity Supplement for the Elderly, the old-age pension (including the social old-age pension) or the pregnancy-interruption benefit1.

Before claiming, run the numbers: the prenatal allowance calculator shows in seconds your household's bracket, the 2026 monthly amount and how much it adds up to by the birth.

Common mistakes

  • Applying the 50% single-parent increase to the prenatal allowance

    The 50% belongs to the child benefit for children and young people. On the prenatal allowance, the official Social Security table applies 35%: in the 1st bracket, one baby goes from €190.98 to €257.82 per month, not to €286.47.

  • Working out the bracket with 2026 income and the 2026 IAS

    A claim made in 2026 is assessed on 2025 income against limits computed on the 2025 IAS (€522.50): €3,657.50, €7,315.00, €12,435.50 and €18,287.50 of reference income. The 2026 IAS (€537.13) only enters claims made in 2027.

  • Forgetting that the unborn baby already counts in the calculation

    The reference-income divisor adds the children already on the child benefit, the babies expected, and one more. A twin pregnancy lowers the reference income (which can improve the bracket) and doubles the amount at the same time.

  • Confusing the prenatal allowance with the parental leave benefit

    They are different benefits: the prenatal allowance is paid during pregnancy and depends on household income; the parental benefit replaces the salary during leave after the birth and depends on the earnings of the parent on leave. You can receive both, each at its own time.

  • Missing the claim because you did not know about the automatic route

    If you authorise, on the SNS 24 portal or app, the sharing of the pregnancy certificate with Social Security, it automatically generates an award proposal you only need to accept on Segurança Social Direta. Without that authorisation, you claim on Segurança Social Direta or at a desk.

Frequently asked questions

Who is entitled to the prenatal allowance in Portugal?
Pregnant women who reach the 13th week of pregnancy, live in Portugal or are treated as residents, and whose household sits within the first four income brackets and holds, on the claim date, no more than 240 × IAS (€128,911.20 in 2026) in deposits, shares and other financial assets.
How much is the abono pré-natal in 2026?
Per baby per month: €190.98 in the 1st bracket, €161.65 in the 2nd, €132.07 in the 3rd and €88.43 in the 4th. Twins double it and triplets triple it. Single-parent households get a 35% increase: €257.82, €218.23, €178.29 or €119.38 for one baby, by bracket. The 5th bracket receives no allowance.
When do payments start and until when?
They start in the month after the one in which you reach the 13th week of pregnancy. If the baby is born at 40 weeks or later, it is paid until the birth month inclusive, which can exceed 6 months; on a premature birth, 6 months are paid. If the pregnancy is interrupted, it is paid until the month of the interruption and Social Security must be informed.
How is the income bracket calculated?
Add the whole household's annual income for the year before the claim and divide by the number of children and young people on the child benefit, plus the babies expected, plus one. The result is compared with that year's limits: for a 2026 claim, €3,657.50 (1st bracket), €7,315.00 (2nd), €12,435.50 (3rd) and €18,287.50 (4th).
How do I claim the prenatal family allowance?
Automatically, by authorising on SNS 24 the sharing of the pregnancy certificate with Social Security and then accepting the proposal sent to Segurança Social Direta; or by claiming on Segurança Social Direta (Família > Gravidez menu); or at a Social Security desk with form RP 5045 and the medical certification of the pregnancy stage (GF 44).
Does the prenatal allowance stack with other benefits?
It stacks with the child benefit for other children, RSI, survivor and disability pensions, the Social Inclusion Benefit and study grants, among others. It does not stack with the Solidarity Supplement for the Elderly, the old-age pension (including the social one) or the pregnancy-interruption benefit.

Sources

  1. 1.Guia Prático: Abono de Família Pré-Natal (ISS, I.P.) · Instituto da Segurança Social, I.P. · retrieved 2 Aug 2026
  2. 2.Portaria n.º 60/2026/1, de 5 de fevereiro: 2026 amounts of the family allowance and the prenatal allowance · Diário da República · retrieved 2 Aug 2026
  3. 3.Decreto-Lei n.º 176/2003: legal regime of social protection for family expenses · Diário da República · retrieved 2 Aug 2026
  4. 4.Portaria n.º 480-A/2025/1, de 30 de dezembro: IAS value for 2026 (€537.13) · Diário da República · retrieved 2 Aug 2026

Author / Reviewed by

Author

Thorben Rasmus Idel

Co-founder & writer

Co-founder of Calculadora Capital and the writer behind the methodology on every calculator and article. An entrepreneur and active investor, Thorben founded Idel Versandhandel GmbH, an international trading company operating across 16 countries, and invests across stocks, ETFs and cryptocurrency. He writes the methodology and verifies the math behind each page, drawing on hands-on business and investing experience to keep the tools and explanations grounded in how money, markets and taxes actually work for everyday people in Portugal.

Reviewed by

Nahar Geva

Co-founder & reviewer

Co-founder of Calculadora Capital and the independent reviewer behind every calculator and article. An entrepreneur and active investor, Nahar brings a data- and product-driven mindset together with hands-on experience in the markets, investing across stocks and ETFs as well as cryptocurrency and other digital assets, alongside broader personal finance and real estate. On each page Nahar reviews the methodology and double-checks the math and figures, pressure-testing how the tools and explanations hold up against the way money, markets and taxes actually work for everyday investors.

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