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UnitedHealth Group (UNH): return calculator

UnitedHealth Group (UNH) shares, the largest US health insurer, listed in New York.

US$406.68Latest price · 22 Jun 2026 close

Updated

Type
Stocks
Market
NYSE
Currency
USD
Sector
Healthcare
Data range
2016-07 – 2026-06 · 10 years
Source
Yahoo Finance

US$1,000 invested 9 years ago would be worth today

US$2,555

+155.5% total return

Try your own values in the calculators below.

Return calculator

Pick an amount and a period to see what an investment in UnitedHealth Group (UNH) would be worth today. By default we include reinvested dividends (total return).

Lump sum

What a one-off investment would be worth today.

Value today
US$1,113
Total return
+11.3%
Annualised return
+2.2%

Monthly investing (DCA)

What investing the same amount every month would be worth.

Value today
US$5,926
Profit
-US$174
Total invested
US$6,100

Estimate before taxes, fees and currency-conversion costs. Past performance does not guarantee future returns.

Investment growth

US$1,000US$3,349
Growth of US$1,000 invested — 2016-07 to 2026-06.

Performance

Annualised return
+12.96%
Best year (2021)
+45%
Worst year (2025)
-33%
Largest drop
-58.5%

Data for the last 10 years · 2016-072026-06

Comparison with the market

US$1,000 invested vs S&P 500 ETF (SPY):

UnitedHealth Group (UNH)
US$3,349
S&P 500 ETF (SPY)
US$3,861

UnitedHealth Group (UNH) trailed S&P 500 ETF (SPY) over this period.

Risk & drawdowns

The largest peak-to-trough drop in the window was -58.5%. An investor who bought near the prior peak would have seen the investment fall significantly before recovering.

Scenarios

Illustrative results based on the available data.

  • US$1,000 5 years ago

    US$1,113

    lump sum, +11.276771669389142% return

  • US$100/mo for 5 years

    US$5,926

    invested US$6,100

  • If it repeats +12.96%/yr for 10 years

    US$3,383

    projection from US$1,000 (hypothetical)

About UnitedHealth Group (UNH)

UnitedHealth Group is the largest healthcare company in the United States by revenue. It has two engines: UnitedHealthcare, which sells health insurance and plans to individuals, employers and the public Medicare programme, and Optum, which provides health services, pharmacy-benefit management and data analytics. It earns mainly on the gap between the premiums it charges and the medical costs it pays.

It trades on the New York Stock Exchange (NYSE) under the ticker UNH and is part of the S&P 500 and Dow Jones indices. It is a dividend stock. In 2025 the share price fell sharply, pressured by rising medical costs, investigations and regulatory uncertainty around Medicare, before recovering part of the lost ground.

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Frequently asked questions

How much did UnitedHealth Group (UNH) return over the last 10 years?
+234.9% in total, or about +12.96% per year, on a total-return basis (dividends reinvested), between 2016-07 and 2026-06.
Do these calculations include dividends?
By default yes (total return). Turn off "include dividends" to see price-only appreciation.
Do they include taxes or fees?
No. These are estimates before taxes, broker fees and currency-conversion costs.
What currency are the values in?
USD. A euro-based investor also carries EUR/USD currency risk, not reflected here.
Does past performance predict the future?
No. Past performance does not guarantee future returns; this is educational information, not advice.

Sources & methodology

Prices: Yahoo Finance. Monthly series, total return (dividends reinvested). Data through 2026-06-22.

Total return assumes dividends are reinvested; you can turn that off to see price-only appreciation. Values are estimates before taxes, fees and currency-conversion costs.

Page generated and reviewed by the Calculadora Capital editorial team. Last updated 2026-06-22.