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What is the Solidarity Supplement for the Elderly (CSI)?

CSI is a monthly benefit paid on top of the pension of low-income elderly people. It is the reference value minus your resources, divided by 12.

4 min readReviewed By Thorben Rasmus IdelReviewed by Nahar Geva

TL;DR

The Complemento Solidário para Idosos (CSI), or Solidarity Supplement for the Elderly, is a monthly benefit from Portugal's Social Security paid on top of the pension of low-income pensioners. The amount received is 1/12 of the difference between an annual reference value (€8,040 in 2026 for someone living alone, €14,070 for a couple) and your annual resources. Since 1 June 2024 the children's income no longer counts: only your own income and, for a couple, the spouse's income are counted.

What is the CSI?

The Complemento Solidário para Idosos (CSI), or Solidarity Supplement for the Elderly, is a monthly benefit from Portugal's Social Security paid on top of the pension of pensioners with low income2. The goal is simple: to guarantee retired people a minimum level of income in old age, fighting poverty among the elderly.

It is a solidarity (non-contributory) benefit: it does not depend on the contributions you made over your life, but on your current income. You can estimate the amount in our Solidarity Supplement for the Elderly calculator.

Who can claim the CSI?

To qualify for the CSI you generally need to2:

  • be 66 or over (the statutory old-age pension age);
  • reside legally in Portugal for at least 6 years;
  • have resources below the reference value (the means test);
  • be a pensioner (or meet the conditions to be one).

The means test looks not only at income but also at assets (there is a limit above which there is no entitlement). The decision on entitlement and the exact counting of income are always up to Social Security.

What is the CSI value in 2026?

The reference value is the maximum annual amount of the benefit. In 2026 it is1:

SituationAnnual reference valuePer month (÷ 12)
Living alone (single)€8,040€670
Couple (married or cohabiting)€14,070€1,172.50

These values were set by Portaria no. 480-D/2025/1, effective 1 January 2026, a 6.29% increase on 2025. For a couple, the combined resources are compared with the couple's reference value.

How is the CSI calculated?

The monthly CSI is 1/12 of the difference between the annual reference value and your annual resources2:

monthly CSI = (reference valueannual resources) ÷ 12

  1. Start from the reference value for your situation (single or couple).
  2. Subtract the annual resources: your own income and, for a couple, the spouse or partner's income too.
  3. Divide by 12, because the supplement is paid 12 times a year. If resources already equal or exceed the reference value, there is no supplement.

Worked example

Someone living alone with €3,600 of annual income:

  • annual CSI = €8,040 − €3,600 = €4,440;
  • monthly CSI = €4,440 ÷ 12 = €370 a month;
  • with no income at all they would receive the maximum of €670 a month;
  • with €8,040 or more of income they would not qualify.

Try your case in the CSI calculator.

Does the children's income count?

No. Since 1 June 2024 the children's income no longer counts towards the award and calculation of CSI2. Before that date, Social Security imputed a "family solidarity" amount from the descendants' income, which kept many elderly people out of the benefit. Now only the claimant's income and, for a couple, the spouse's income are counted. Anyone refused because of their children's income before June 2024 can apply again.

Which resources count?

Your own income and, for a couple, the spouse's income count: pensions, earned income, capital and property income2. Social Security applies its own rules (some income counts differently) and there is an assets limit above which there is no entitlement. So the real amount may differ from a simple total-income calculation.

CSI and other benefits

CSI is aimed at people who are already retired, but it is not Portugal's only social benefit. Those who do not yet meet the pension conditions can check the old-age pension and guarantee period; families and people in economic hardship have the Social Integration Income, a benefit that works in a similar way (the difference between a reference value and income) but without the age requirement. Each benefit has its own calculation and conditions.

Common mistakes

  • Thinking everyone receives the €670 a month

    That is the maximum for someone living alone with no income at all. The benefit is the difference between the reference value and your resources, so it is almost always lower than the maximum.

  • Believing the children's income still counts

    Since 1 June 2024 the children's income no longer counts towards the award and calculation of CSI. Anyone refused because of their children's income before that date can apply again.

  • Confusing CSI with a contributory pension

    CSI is a solidarity (non-contributory) benefit: it does not depend on the contributions paid over your life, but on your current income. It is paid on top of the pension, not instead of it.

Frequently asked questions

What is the Solidarity Supplement for the Elderly (CSI)?
It is a cash benefit from Portugal's Social Security paid on top of the pension of low-income pensioners, to guarantee a minimum level of income in old age. It is a solidarity benefit: it does not depend on the contributions paid, but on current income.
Who can claim the CSI?
People aged 66 or over (the statutory old-age pension age) who reside legally in Portugal for at least 6 years and whose resources are below the reference value. The decision is up to Social Security, which also checks the assets limit.
What is the CSI value in 2026?
The reference value in 2026 is €8,040 a year (about €670 a month) for someone living alone and €14,070 a year for a couple, set by Portaria no. 480-D/2025/1. That is the maximum amount of the benefit.
How is the CSI calculated?
You subtract the annual resources from the annual reference value and divide by 12: monthly CSI = (reference value − resources) ÷ 12. The higher your own income, the lower the supplement.
Does the children's income count for CSI?
No. Since 1 June 2024 the children's income no longer counts towards the award and calculation of CSI. Only your own income and, for a couple, the spouse or partner's income are counted.
Which income counts for the CSI?
Your own income and, for a couple, the spouse's income count: pensions, earned income, capital and property income. Social Security applies its own rules and there is an assets limit above which there is no entitlement.

Sources

  1. 1.Portaria no. 480-D/2025/1, of 30 December (CSI reference value for 2026)Diário da República · retrieved 10 Jun 2026
  2. 2.Solidarity Supplement for the Elderly: benefit guideSegurança Social · retrieved 10 Jun 2026

Author / Reviewed by

Author

Thorben Rasmus Idel

Co-founder & writer

Co-founder of Calculadora Capital and the writer behind the methodology on every calculator and article. An entrepreneur and active investor, Thorben founded Idel Versandhandel GmbH, an international trading company operating across 16 countries, and invests across stocks, ETFs and cryptocurrency. He writes the methodology and verifies the math behind each page, drawing on hands-on business and investing experience to keep the tools and explanations grounded in how money, markets and taxes actually work for everyday people in Portugal.

Reviewed by

Nahar Geva

Co-founder & reviewer

Co-founder of Calculadora Capital and the independent reviewer behind every calculator and article. An entrepreneur and active investor, Nahar brings a data- and product-driven mindset together with hands-on experience in the markets — investing across stocks and ETFs as well as cryptocurrency and other digital assets, alongside broader personal finance and real estate. On each page Nahar reviews the methodology and double-checks the math and figures, pressure-testing how the tools and explanations hold up against the way money, markets and taxes actually work for everyday investors.

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