Survivor Pension Calculator (Portugal)
The survivor pension (pensão de sobrevivência) is a percentage of the pension the deceased family member received (or would have been entitled to). Enter that pension, whether a spouse survives and how many children are entitled, and see an estimate of the monthly and yearly amount the family receives.
Enter the old-age or invalidity pension the deceased family member received (or would have been entitled to). The survivor pension is a percentage of that amount, shared among the entitled family.
| Beneficiary | Monthly amount |
|---|---|
| Deceased's pension (base) | €1,000.00 |
| Spouse (60%) | €600.00 |
| Children: 1 (20%) | €200.00 |
| Family total (monthly) | €800.00 |
Estimates the spouse's pension (60%) and the children's (20/30/40% with a spouse, 40/60/80% without). It does not include the statutory minimum, the reduction when accumulated with the survivor's own pension, the duration, or the ascendants case.
Educational estimate, not financial advice. The percentages (spouse 60%, children 20/30/40% or 40/60/80%) are those of Decreto-Lei n.º 322/90. The pension is paid 14 times a year. Check the amount on Segurança Social Direta.
It is a percentage of the deceased's pension
The survivor pension is not a new amount: it is a percentage of the old-age or invalidity pension the deceased person received, or would have been entitled to at the date of death. The larger that pension was, the larger the survivor pension. It is paid to the entitled family: the spouse (or ex-spouse and common-law partner), the descendants (children) and, in their absence, the ascendants.
The percentages: spouse 60%, children 20/30/40%
The surviving spouse receives 60% of the pension (70% when there is more than one beneficiary in the same group, e.g. an entitled ex-spouse too). Children receive, together, 20% with one child, 30% with two and 40% with three or more, split equally, when there is a spouse. When no spouse is entitled, the children’s percentages double: 40%, 60% and 80%. The figures are designed so the total never exceeds 100% of the pension (60% spouse + 40% for three or more children = 100%).
What the calculator assumes (and does not cover)
It estimates the survivor pension of the spouse and children, paid 14 times a year (12 months plus the holiday and Christmas extra payments). It assumes a single surviving spouse (60%); the 70% split between several spouse-group beneficiaries is explained, not computed. It does not handle ascendants (who receive 30/50/80% only when there is no spouse and no children), the statutory minimum pension, the reduction when accumulated with the survivor’s own pension, or the duration (lifelong, or 5 years for a spouse under 35). It is an educational estimate to see the order of magnitude.
Worked example
Say the deceased received a pension of €1,000/month, leaving an entitled spouse and two children. The spouse receives 60%, i.e. €600. The two children receive, together, 30% (€300), split equally, €150 each. The family’s total survivor pension is €900/month, which, paid over 14 instalments a year, comes to €12,600 a year. With no spouse, the two children would receive double: 60% in total, €600/month.
Frequently asked questions
How is the survivor pension calculated?
How much does the surviving spouse receive?
What about the children (orphans)?
Is the survivor pension paid 12 or 14 times a year?
For how long is it paid?
What if there is no spouse and no children?
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Sources
- Decreto-Lei n.º 322/90, de 18 de outubro (art. 23.º e 24.º): regime e percentagens da pensão de sobrevivência — Diário da República
- Pensão de sobrevivência: quem tem direito, como se calcula e como pedir — Segurança Social
Author: Thorben Rasmus Idel · Reviewed by: Nahar Geva · Last reviewed: 2026-06-09