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Bank of America (BAC): return calculator

Bank of America (BAC) shares, one of the largest US banks, listed in New York.

US$56.20Latest price · Jun 2026 close

Updated

Type
Stocks
Market
NYSE
Currency
USD
Sector
Financial Services
Data range
2016-07 – 2026-06 · 10 years
Source
Yahoo Finance

US$1,000 invested 9 years ago would be worth today

US$2,853

+185.3% total return

Try your own values in the calculators below.

Return calculator

Pick an amount and a period to see what an investment in Bank of America (BAC) would be worth today. By default we include reinvested dividends (total return).

Lump sum

What a one-off investment would be worth today.

Value today
US$1,547
Total return
+54.7%
Annualised return
+9.1%

Monthly investing (DCA)

What investing the same amount every month would be worth.

Value today
US$9,441
Profit
US$3,341
Total invested
US$6,100

Estimate before taxes, fees and currency-conversion costs. Past performance does not guarantee future returns.

Investment growth

US$1,000US$4,846
Growth of US$1,000 invested — 2016-07 to 2026-06.

Performance

Annualised return
+17.25%
Best year (2021)
+50%
Worst year (2022)
-24%
Largest drop
-42%

Data for the last 10 years · 2016-072026-06

Comparison with the market

US$1,000 invested vs S&P 500 ETF (SPY):

Bank of America (BAC)
US$4,846
S&P 500 ETF (SPY)
US$3,861

Bank of America (BAC) beat S&P 500 ETF (SPY) by US$986 (+26%) over this period.

Risk & drawdowns

The largest peak-to-trough drop in the window was -42%. An investor who bought near the prior peak would have seen the investment fall significantly before recovering.

Scenarios

Illustrative results based on the available data.

  • US$1,000 5 years ago

    US$1,547

    lump sum, +54.71093850172952% return

  • US$100/mo for 5 years

    US$9,441

    invested US$6,100

  • If it repeats +17.25%/yr for 10 years

    US$4,911

    projection from US$1,000 (hypothetical)

About Bank of America (BAC)

Bank of America is one of the largest banks in the United States, active in consumer and commercial banking, wealth management (through Merrill) and investment banking. Much of its profit comes from the gap between the interest it charges on loans and what it pays on deposits, so it benefits when interest rates are higher.

It trades on the New York Stock Exchange (NYSE) under the ticker BAC and is part of the S&P 500 and Dow Jones indices. It is a dividend stock and one of the largest holdings of Warren Buffett's Berkshire Hathaway. As a bank, it is sensitive to the economic cycle and to bad loans.

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Frequently asked questions

How much did Bank of America (BAC) return over the last 10 years?
+384.6% in total, or about +17.25% per year, on a total-return basis (dividends reinvested), between 2016-07 and 2026-06.
Do these calculations include dividends?
By default yes (total return). Turn off "include dividends" to see price-only appreciation.
Do they include taxes or fees?
No. These are estimates before taxes, broker fees and currency-conversion costs.
What currency are the values in?
USD. A euro-based investor also carries EUR/USD currency risk, not reflected here.
Does past performance predict the future?
No. Past performance does not guarantee future returns; this is educational information, not advice.

Sources & methodology

Prices: Yahoo Finance. Monthly series, total return (dividends reinvested). Data through 2026-06.

Total return assumes dividends are reinvested; you can turn that off to see price-only appreciation. Values are estimates before taxes, fees and currency-conversion costs.

Page generated and reviewed by the Calculadora Capital editorial team. Last updated 2026-06.