Use the average salary of your whole career (the reference remuneration, on a 14-month basis), not your last salary. Career years are calendar years with registered earnings at Social Security (as a rule, with at least 120 days of contributions).

Relative: you cannot earn more than 1/3 of your salary in your own profession. Absolute: definitive incapacity for any work. The incapacity is always certified by Social Security's Incapacity Verification System (SVI).

Estimated disability pension per month
€599.12
Per year (14 payments)
€8,387.68

The statutory pension (average salary × global formation rate of 49.9%) is above the legal minimum for your case (€394.82), so that is what you receive.

How the figure is reached

Qualifying period (5 years with registered earnings)met
Global formation rate (minimum 30%, maximum 92%)49.9%
Statutory pension (average salary × rate)€599.12
Legal minimum in 2026€394.82 · does not apply
Monthly pension received€599.12

With relative invalidity you may work in a different profession, within accumulation limits (up to 2 times the reference remuneration in the 1st year; in the same profession, up to 100% of the reference remuneration).

Under the voluntary social insurance, the qualifying period for absolute invalidity is 72 months of contributions.

Educational estimate: it uses today's average salary (without the official revaluation of older earnings), assumes the regime of those enrolled since 2002, and does not compute the provisional pension, the supplements or the IRS. The incapacity itself is assessed by the SVI, not by this calculator.

This calculator provides educational estimates and does not constitute financial advice.

Portugal Disability Pension Calculator by Calculadora Capital

Portugal Disability Pension Calculator