Enter your career-average monthly gross salary (the reference remuneration) and your years of contributions. You need at least 15 years to be entitled to a pension.
| Item | Value |
|---|---|
| Reference remuneration | €1,500 |
| Global formation rate | 90.2% |
| Monthly pension | €1,353 |
| Annual pension (14 payments) | €18,946 |
Estimate by the official formula (reference remuneration × global formation rate) with the 2026 IAS (€537.13). It does not revalue older salaries by coefficients, apply the minimum old-age pension (which can raise a low pension) or any early-retirement cut.
Educational estimate, not advice. The formula (reference remuneration × global formation rate), the rate brackets (2% to 2.3%), the 92% maximum and the 15-year guarantee period are official; the IAS is the 2026 value. Always confirm with Social Security.