Enter the number of calendar years in which you had recorded earnings (contributions) with Social Security. The guarantee period for the old-age pension is 15 years.
| Item | Value |
|---|---|
| Guarantee period required | 15 years |
| Calendar years with earnings | 12 years |
| Years missing | 3 years |
| Guarantee period met? | No |
Don't meet it? There is the social old-age pension
People who do not meet the guarantee period may be entitled to the social old-age pension (non-contributory), worth €262.40 a month in 2026. It is means-tested: monthly income up to €214.85 if you live alone or €322.28 if you are married or in a civil partnership.
It only checks the guarantee period (15 calendar years with recorded earnings). It does not compute the pension amount or confirm the access age, and it does not count time from other social protection systems (aggregation).
Educational estimate, not advice. The 15-year guarantee period, the social old-age pension value (€262.40) and the means test (40%/60% of the IAS) are official for 2026. Always confirm with Social Security.
Old-Age Pension Calculator 2026, Portugal by Calculadora Capital