IMT Jovem exempts a first own and permanent home bought up to age 35 from IMT and the acquisition Stamp Duty. The base is the higher of the deed price and the VPT, enter both. Mainland tables, 2026 limits.
Full exemption: no IMT and no acquisition Stamp Duty (value up to €330,539 in 2026).
| Without the benefit | With IMT Jovem | |
|---|---|---|
| IMT | €7,042.04 | €0.00 |
| Stamp Duty (0.8%) | €2,000.00 | €0.00 |
| Total to pay | €9,042.04 | €0.00 |
Educational estimate, not tax or financial advice. It assumes you meet the IMT Jovem conditions and computes the saving in mainland Portugal; it excludes the credit Stamp Duty (0.6%) and the Madeira/Açores tables. Confirm the figures before the deed.
IMT Jovem Calculator (young buyers’ tax exemption) by Calculadora Capital