The acquisition duty is charged on the higher of the deed price and the VPT (0.8%). If you buy with a mortgage, you also pay duty on the loan: 0.6% for terms of 5 years or more. Set the loan to 0 if buying with cash.
| Duty on the acquisition (0.8%) | €2,000.00 |
| Duty on the credit (0.6%) | €1,200.00 |
| = Stamp Duty to pay | €3,200.00 |
Educational estimate, not tax or financial advice. It computes the Stamp Duty of buying a home in mainland Portugal (acquisition + credit); it does not include the other items of the General Table. Confirm the figures before the deed.
Stamp Duty Calculator (Portuguese Imposto do Selo) by Calculadora Capital