Enter your monthly gross retribution and what the employer owes you, split into salaries, allowances and severance or compensation for the termination. Leave 0 for any amount you do not have.

The FGS guarantees (gross)
€7,200.00
Covers 85.7% of the total owed
Left out of the FGS
€1,200.00
Remains a credit to claim in the insolvency process
Total owed by the employer€8,400.00
Monthly retribution counted (max. 3 × minimum wage)€1,200.00
Global FGS ceiling (6 months of retribution)€7,200.00
Paid by the Wage Guarantee Fund€7,200.00
Not covered by the Fund€1,200.00

The total owed exceeds the legal ceiling of six months of retribution. The excess is not lost: it can still be claimed in the company's insolvency process.

Gross figures: at payment, the Fund deducts the Social Security contributions and the IRS withholding due on each credit.

Estimate under the limits of Decree-Law 59/2015 (article 3), with the 2026 minimum wage (€920). The calculator assumes the amounts entered are within the covered credits: fallen due in the six months before the insolvency, PER or RERE process started or, if there are none, fallen due afterwards, up to the limit. For debts from earlier years the Fund applies the minimum wage in force when the salary should have been paid.

This calculator provides educational estimates and does not constitute financial or legal advice. The final amount is set by the Wage Guarantee Fund when it decides the request.

Wage Guarantee Fund (FGS) Calculator by Calculadora Capital

Wage Guarantee Fund (FGS) Calculator