The base rate is set every month (3-month Euribor, max 2.5%). Enter the rate for your subscription month, check the current value at IGCP. The permanence premium is added automatically by year.

Net value at maturity
€12,049.05
Net interest
€2,049.05
Gross value (before tax)€12,951.85
Tax paid€902.80

Year-by-year growth

YearGross rateGross valueNet value
12.20%€10,221.31€10,158.98
22.45%€10,473.53€10,339.00
32.45%€10,731.96€10,522.21
42.45%€10,996.77€10,708.67
52.45%€11,268.12€10,898.44
62.70%€11,574.88€11,111.45
72.70%€11,889.99€11,328.64
82.70%€12,213.68€11,550.06
92.70%€12,546.18€11,775.81
103.20%€12,951.85€12,049.05

Educational estimate, not financial advice. Assumes a constant base rate; the real value varies with the monthly rates.

Savings Certificates Calculator by Calculadora Capital

Savings Certificates Calculator